Walmart® and many other retail businesses would disagree! They use electronic checks called eChecks. Check Units that pursue all bad checks and that take partial payments produce far more revenue than other units.
So You Think Checks Are Dead!
Many jurisdictions allow Prosecuting Attorneys to add a substantial case fee (fine) for handling each bad check. This can be a set amount, a percentage of the check, or both.
The C-RAE® Check Recovery program is a complete solution to help prosecuting attorneys recover Bad Checks (a.k.a. Hot Checks, Worthless Checks, and eChecks). It also collects Case Fees, Administrative Cost, and Other Charges. C-RAE is a great tool for increasing revenue.
This Keep It Simple Software™ is Easy to Learn and Easy to Use. With its many functions and features, it automates the process of collecting cases through letter, label and disbursement check generation. It provides fast data access through internal search engines, catches most errors before they become a problem, performs calculations and totaling, and automatically enters Cities and States by Zip Code. C-RAE manages cases, tracks payments, disburses money to the appropriate parties, and provides reports for you and auditors. It even helps your bookkeeper balance the unit’s checkbook.
C-RAE can store, retrieve and display scanned documents. Its Activity feature stores dated notations about court appearances, motions, letters, meetings, phone conversations and skip tracing which can be searched by date range, case number or defendant name. Its Case Action feature tracks defendant promises to pay or mail a payment.
• Allows customization of letters, most forms and case screens
• Offers integrated hyperlinks to browse skip tracing sources
• Stores photos and electronic copies of case documents
• Includes Built-in Security
• Generates talking points for speeches and debates
To access C-RAE a user must login. Among other things, the login verifies that a user has the right to access the program and verifies which modules, menus, screens, functions, tools, reports, and fields are available to that user. C-RAE allows a user to work on more than one case at a time and allows multiple users to access and enter data simultaneously. Overall, the C-RAE Check Module has 15 primary preference screens controlling data for areas such as the Organization, Units, Users, Counties, Courts, Activity Note Types, Case Action Types, Case Fees, Case Locations, Case Types, Docket Types, Judge Data, Payment Methods, Race Types, and Zip Codes.
C-RAE has three primary areas tied together: Debtors (a.k.a. Defendants), Cases, and Bookkeeping. This allows a user to quickly access primary and related data such as aliases, cases, payments, documents and activity associated with a defendant. It also allows fast access to defendants, payments, documents, disbursements and activity associated with a case.
Each of the three areas has several screens that are interconnected. For example, in addition to demographic, identification, and skip tracing data, each debtor has at least one case and may have payments, aliases, case actions, stored documents, bankruptcy data, and associated activity.
Each Case has a debtor, a victim and information about the case, but may also have an affiant, a drawee (financial institution) and associated payments, case documents, and date-oriented activity.
The Bookkeeping Area includes Deposits, Disbursement Checks, Adjustments, a Check Register, and Bank Reconciliation.
The C-RAE Check Module has 29 single-record reports and 52 multi-record reports including nine case reports, six payment reports, seven banking reports, six administrative reports, four tool reports, fifteen closing reports, and five tickler reports. Multi-record reports generally contain data from multiple records and allow a user to set a date range for the report.
It offers ten letters: New Case Letter, New Case Letter – Alternate, New eCheck Letter, Case Action Required Letter, Case Action – Alternate, eCheck Action Letter, Debtor Initial Letter, Debtor Action Required Letter, and Appearance Notice Letter, and Victim Notice To Maker. These letters can be printed as a single letter or created through batch letter generation. C-RAE letters are designed to fit in a #10 window envelope. If folded correctly, the address of the recipient fits in the envelope’s window.
The C-RAE Check Module provides five customizable forms including a Bad Check Warrant, a Plea Agreement, a Summons, an Income Withholding Order, and a Garnishment. It also generates Case Labels or Defendant Labels, Deposit Slips, Disbursement Checks, and Court Dockets.